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  4. ROI Calculator

ROI Calculator

Return on investment with investment gain, ROI percent, annualized ROI, and holding period.

Everyday money

  • ROI Calculator
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How it works

ROI compares profit to what you put in. Amount returned is the full proceeds — not just the profit. Add dates or years to compute annualized ROI for comparing different holding periods.

ROI = (returned − invested) / invested

When to use

Use this tool when you need to: invest {cost} and receive {gain}: profit {profit}, ROI 100%, annualized 17.20% over 4.367 years.

How to use this tool

  1. Enter your values in the fields above.
  2. Review the formula and any mode options for your problem.
  3. Read the result and the step-by-step solution.

Invest {cost} and receive {gain}: profit {profit}, ROI 100%, annualized 17.20% over 4.367 years.

Frequently asked questions

What is the ROI Calculator?
ROI compares profit to what you put in. Amount returned is the full proceeds — not just the profit. Add dates or years to compute annualized ROI for comparing different holding periods.
How do I use the ROI Calculator?
Enter the required values, then calculate. The ROI Calculator shows results, formulas, and step-by-step work when available. No account is required.
What formula does the ROI Calculator use?
ROI = (returned − invested) / invested

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ROI Calculator

Compute investment gain, total ROI, and annualized ROI from amount invested, amount returned, and either calendar dates or a length in years.

Investment time

Try an example

How it works

What ROI measures

Return on investment (ROI) is net gain divided by what you put in. It ignores how long you held the investment — a 100% ROI in one year is very different from 100% over a decade.

Annualized ROI

Annualized ROI converts the total return into an equivalent yearly rate: (returned/invested)^(1/years) − 1. Use it to compare investments held for different periods. This calculator uses 365.25 days per year when measuring date ranges.

Dates vs length

Use dates when you know when money went in and came out. Use length when you already have the holding period in years (decimals allowed). Amount returned is the full proceeds — subtract invested to get the gain.

Limits of ROI

ROI is simple but omits risk, taxes, fees, and cash flows in between. Two investments with the same ROI can differ sharply on volatility or liquidity. Pair ROI with annualized return and your own due diligence.